This article presents forms of combating Legalization of Illegally Gained Income through documentary audit of banking transactions by the Federal Financial Monitoring Service in cooperation with bank employees, Department of Economic Security and Anti-Corruption Enforcement officers and the Investigative Committee of the Russian Federation investigation officers. In order to make this work effective it is suggested to make a universal information system that allows getting necessary private and organizations’ cash flow information instantly and to give financial monitoring service a right to access to information about customers’ accounts. Moreover, it makes sense to develop effective methods of clients’ identification for Internal Control Service of banks, broaden banks’ powers in getting confidential information about clients, to define strict standards of banks’ responsibility for clients’ legal profit by law.
financial monitoring, bank secrecy, legalization of illegally gained income, identification of bank clients, beneficiary customer
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